Is EMV 3DS enough to combat modern threats without driving consumers away? According to podcast guests Jaime Howard of CardinalCommerce and Kevin Weller of Visa, the answer is yes.
From a pandemic to civil unrest - to a presidential election wrapping up in December - this was one doozy of a year, full of more twists and turns than we knew what to do with. But we made it.
Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.
We know. You’ve heard all the scary old nightmare stories about 3DS 1.0 …. clunky to use, false declines, shopping cart abandonment, the list goes on and on. And now … PSD2 SCA.
There’s more than meets the eye when it comes to building your own EMV 3DS solution versus implementing a commercially-available solution.
PSD2 SCA will change the payments industry in the European Economic Area (EEA) for a long time to come. It’s important to understand not only what is happening, but more importantly, why you should update to EMV 3-D Secure as soon as possible.
All indications point toward an IoT revolution by 2025. According to Juniper Research, it is predicted that transactions on personal devices will increase by more than 400 billion in the next five years. Total transaction value from personal devices will likely double to $12 trillion.
False declines represent good transactions (meaning would-have-been sales) that are declined due to suspicion of fraud. For the ecommerce merchant, they can be a never-ending source of frustration.
What are the most important things you want when surfing the internet? Probably making sure your privacy is protected, your transactions are secure and it’s lightning fast, right?
As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.
Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.
Your free step-by-step guide to understanding PSD2, how it will affect your business, and the required steps you need to take to ensure your online business is SCA ready.
The 2nd Payment Services Directive (PSD2) was established by the European Banking Authority (EBA) to drive payment innovation and data security by reducing competitive barriers, mandating new security processes and encouraging standardized technology.
The time to act is now, for everyone’s sake. Merchants, issuers and shoppers. Prepare your online business by implementing a PSD2 SCA solution.
We’ve all been shopping online for a while. Then. The pandemic. Which only skyrocketed our online ordering and shopping – even changing from shopping in a store to ordering online and picking up curbside – everything from pizzas to groceries to clothes and more. And when you think about it, you probably aren’t doing that from your desktop.
It’s almost the most wonderful time of the year. Pandemic or not, the holidays are still coming - and it’s time to have a truly merry holiday season. Record sales. Big wins. We could all use that right about now.
Cardinal’s internship program has been an integral part of our culture for years, and we knew we could adapt it and make it work, just as the world has in our ever-changing circumstances.
We discuss the myths and truths of PSD2 SCA during our webinar, “Debunking the Myths of PSD2 SCA.” We have an all-star lineup ready to set the record straight and clear up any confusion!
We take a closer look at KPIs and stats from different industries in the card-not-present market including – authorization rates, fraud rates, and the overall impact 3-D Secure has on authorization. How will your industry measure up?
It’s been a year since your last update on Mastercard® Identity Check™ Insights. Spoiler alert – we’ve got big news to share. We think you’ll be excited to hear the results and learn how this could help your business.
There’s a lot to uncover when it comes to implementing 3-D Secure. Join our experts as they discuss EMV® 3-D Secure’s improved solution design, requirements for implementation, timeframes and networks dates, and answer your questions about implementation.
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