Cardinal’s fast, secure payment authentication creates a rewarding shopping experience for all…

Cardinal’s fast, secure payment authentication creates a rewarding shopping experience for all…

...starting with increased approvals and sales. how?

Our safe, seamless approach brings together a deeper level of merchant, issuer, and shopper data…

...to reduce fraud and false declines. why?

When merchants sell more, shoppers buy more and issuers collect more…

everybody wins!

swipe to see what we are all about

Man with Headphones
  • Merchants
  • Issuers

Thousands of merchants and issuers, authenticating billions of transactions a year, choose Cardinal. Why? Because we're taking on fraud and false declines.

Now, about those mandates.

From local regulations, to network mandates, to EMV® 3DS updates - navigating the everchanging payments landscape can be complex. Let us show you how Cardinal's success teams work closely with you to make the process as frictionless as possible for both you and your customers.

tell me more
demo

Let's get started.

Thinking about EMV® 3DS? Here's the way to launch an authentication strategy without jeopardizing your customers' experience.

request a demo

Let's talk numbers.

You like your privacy and we protect our clients privacy as well. But, here's what we can tell you…

Network web

~900M

~900M authenticated transactions representing $225B of purchase volume

Phone

2.5 billion

transactions for $275B purchase volume

Shopping Cart

250K

BINs issued from 263 countries and acquired in 85 countries with 35K merchants.

Click

500M

unique PANs authenticated across our network

Globe

~400K

unique Merchant ID/ Acquirer ID combinations

News + trends

The Latest Stuff
  • industry news

    The new case for 3-D Secure - Podcast

    Is EMV 3DS enough to combat modern threats without driving consumers away? According to podcast guests Jaime Howard of CardinalCommerce and Kevin Weller of Visa, the answer is yes.

    read more
  • our stories

    A year like no other. And what’s to come.

    From a pandemic to civil unrest - to a presidential election wrapping up in December - this was one doozy of a year, full of more twists and turns than we knew what to do with. But we made it.

    read more
  • case study

    Clothing and Footwear Benchmark

    Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

    read more
  • mandates

    PSD2 SCA Dates and Solutions

    Find out why now’s the time to tackle PSD2 SCA head on to meet the upcoming 12.31.20 deadline - and how we can help.

    read more
  • events

    What's on the Horizon? The Sunset of 1.0 & What You Need to Know to Get Started

    We are back! Register now to join us Wednesday, May 12, at 11AM EDT, for the second episode of our new feature, Conversations with Cardinal - What's on the Horizon? The Sunset of 1.0 & What You Need to Know to Get Started!

    read more